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[14 Jun 2009 | No Comment | ]
My Thoughts on Universal Health Care and Michael Moore’s  “Sicko”

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The election cycle of the past two years saw health care plans being proposed by both the  Democrats and the Republicans, but now that politicians actually (once again) have a chance to vote on changes that could benefit all Americans we find the bill being used in a dodge ball fight between the have, the have not, and the don’t have a clue crowds.
I watched Michael Moore’s movie “Sicko” this week and I was moved to do something that I usually try to avoid - weigh in on …

consumer driven health care »

[29 Oct 2008 | No Comment | ]

Shortly after we purchased our discount plan we were blessed with the opportunity to move into our dream home. This meant we had to prep our existing home for sale, prep the new home for occupancy, pack up and un-pack. This required driving 23 miles back and forth every day for 2 months during the summer.
Towards the end of the process my husband began to experience chest pains. We were in the middle of a heat wave and he is a young, healthy guy – so he …

consumer driven health care »

[29 Oct 2008 | No Comment | ]

My health care package as a corporate worker included an HSA or Health Savings Plan. This is a plan where you pay in x amount of dollars per month with a yearly maximum. You are then able to be reimbursed for non-prescription medical items, co-pays at the doctor or dentist and services that your insurance may not cover. The cost of the HSA is in addition to whatever you are paying for insurance and is considered pre-tax dollars (or is that post-tax?) which means it isn’t taxed as …

consumer driven health care »

[29 Oct 2008 | No Comment | ]

I started really taking a hard look at health insurance when I became self-employed (OK I was laid off and couldn’t afford COBRA). The cheapest thing that I could find was a $250.00 per month plan with a $10,000 deductible. If I wanted dental, vision, prescription and all that jazz I would have had to pay extra for an addition to that plan or a separate plan altogether.
I also considered an HSA, you know that tax free thing that you can use to buy aspirin, but God forbid you should …