Monthly Archives: February 2010

February 28, 2010

A Daily Spiritual Treatment for the Betterment of Conditions

prayerI am especially fond of Ernest Holme’s “Living The Science Of The Mind”.  The following treatment is my favorite and (if I recall correctly) is one that I  promised to share a while back.  You can say this one for yourself , for your family, for a friend or coworker, or any person or persons who could use a hand up.  As with prayers, they don’t have to be there or even ever know that you did this for them. Also, your level of belief and sincerity will determine your result sor lack thereof..

The words I speak are the Law of Good and they will produce the desired result because they are operated on by a power greater than I am. Good alone comes from me and good alone returns to me.

This word is for myself. Everything I say is for me and about me. It is the truth about my real self. There is One Life, that life is God, that Life is perfect, that Life is my life now.

Everything that I do, say, or think is governed by Divine Intelligence and inspired by Divine Wisdom. I am guided into right action. I am surrounded with friendship, love, and beauty. Enthusiastic joy, vitality, and inspiration are in everything I do. I am aware of my partnership with the infinite.

Every thought of not being wanted, of being afraid, of uncertainty and doubt is cast out of my mind. My memory goes back to God alone, in whom I live, move and have my being. A complete sense of happiness, peace, and certainty floods me with light. I have confidence in myself because I have confidence in God. I am sure of myself because I am sure of God.

The Spirit within me knows the answer to any problem which confronts me. I know that the answer is here and now. It is within my own mind because God is right where I am. I now turn from the problem to the Spirit, accepting the answer. In calm confidence, in perfect trust, in abiding faith, and with complete peace I let go of the problem and receive the answer.

I know exactly what to do in every situation. Every idea necessary to successful living is brought to my attention. The doorway to ever-increasing opportunities for self expression is open before me. I am continuously meeting new and larger experiences. Every day brings some greater good. Every day brings more blessing and greater self-expression. I am prospered in everything I do. There is no deferment, no delay, no obstruction or obstacle, nothing to impede the progress of right action.

I identify myself with abundance. I surrender all fear and doubt. I let go of all uncertainty. I know there is no confusion, no lack of confidence. I know that what is mine will claim me, know me, rush to me. The Presence of God is with me. The Mind of God is my mind. The Freedom of God is my freedom.

Today I bestow the essence of love upon everything. Everyone I meet shall be lovely to me. My soul meets the Soul of the Universe in everyone. This love is a healing power touching everything into wholeness. I am one with the rhythm of Life. There is nothing to be afraid of. There is nothing to be uncertain about. God is over all, in all, and through all. God is right where I am. I am at peace with the world in which I live. I am at home with the Divine Spirit in which I am immersed.

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February 3, 2010

Four Major Benefits of a Discount Benefits Plan

discount dental plans

My family and I have been using the Ameriplan Discount Plans since my COBRA ran out in 2007. Sure I have a job and could get my benefits through them, it’s only $350 per month for medical , a small additional for dental, with a 40% copay. I thought long and hard two years in a row and both times decided not to opt in. This year I chose to add an HSA to complement my Ameriplan Discount Benefits Plan – now I can got to a plan provider, pay a discounted rate, and get reimbursed via pre-tax dollars.

Here are just a few of the ways in which my family has benefited from a discount plan

  1. Our plan covers anyone and everyone.  My grown kids have been able to use it during periods of unemployment or underemployment when they didn’t have a plan of their own. There are no restrictions on who is covered – grandkids, friends, uncles, aunts, cousins, daughter’s fiance – they can all use the plan.
  2. We don’t have to pay a lot in order to get a lot. Let’s do the math -there are 4 of us, we pay $30 per month($360), a doctor or dentist visit runs about $40 per person($320), so in a normal year we spend about $700. Contrast that with $4200 per year which is what my company health insurance costs without dental or copays!
  3. We have a hospital advocacy group. One of the greatest fears that people have is the fear of being hospitalized and being bankrupted by the high costs. And trust me, regardless of what you have heard recently, the costs are extremely high. When my husband was hospitalized, his overnight stay ran well over $20,000. Once I recovered from the shock of it all I faxed my bills over to our advocacy group and they handled everything from there. Our final cost was somewhere around $9500 (with monthly payments!). Who advocates for you when your insurance company denies a claim?
  4. There are some tax benefits to having a discount plan also (because it isn’t employer sponsored). I don’t want to lead you astray so be sure to ask your tax advisor.

Right now Ameriplan is offering all of their plans for 50% off to join and 50% off for your entire first year. That means that for $19.98 per month you can get medical, dental, prescription, vision and chiropractic for your entire family. Check it out, make sure that there are providers in your area and sign up before this deal goes away!

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