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I’ve been working since I joined the Marine Corps at age 17.  Prior to age 46, I had only worked at four (4) jobs (can you imagine? what a dinosaur I am) , five if you include my part time job at Blockbuster back in the 80s.  I thought that was the way to show loyalty and end up with a nice retirement package at age 65.

It worked for my Mom (not so much for my Dad he died at age 60, more on that next post), so I figured that if I played my cards right I would be able to bounce the grandchildren on my knee while sitting on the front porch of the finest retirement home (which my son Rahsheen has been promising to place me in for years-:).

I was laid off at age 46 and recently I  have spoken to more and more “middle-aged” men and women who have also been laid off in their later years; and it got me thinking is retirement by age 65 the final fantasy? More fallacy than actual truth? Something that only happens for a small percentage of the population?

As a network marketer here is where I am supposed to tell you about the 4 year vs the 40 year plan, so yes do consider a home-based business as a way to build retirement income.  Network marketing will build your retirement nest egg a lot faster than a corporate job, as long as you are willing to work hard at it and get through the ups and downs.

If your former job had a pension plan or you put money into a 401K, please, do not spend the money on a new car, a boat or your bills! You will place retirement that much farther out of your reach because once your savings are gone they are gone – and if you are not over 59, the biggest portion will be  going to the IRS and not to you (sucks, I know).

Holding on to and reinvesting your retirement funds rather than spending that money to survive right now, will ensure that you are able to retire before you’re 80 with a substantial monthly income.

Yes the old idea of working for one company for 40 years and retiring at 65 is the final fantasy of my generation, but do not despair. Our talents, skills, and experience will ensure that we get another job. But opening ourselves to the other options out there – internet marketing, home-based businesses, small businesses – will once again make retirement a reality for this generation. Although, if you find something that you totally love doing, and affords you luxury cruises  and other great vacations,  you may say instead “Why would I want to retire?”

So what do you think, is retirement a thing of the past? Leave a comment!